| 1. | The penalty rate for Direct Merchants Bank's Mastercard is now 31.99 percent.
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| 2. | Penalty rates can be as much as 25 percent a year.
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| 3. | Penalty rates, allowances and loadings other than casual loadings remain allowable award matters.
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| 4. | Johnson identified England's penalty rate as one area for improvement.
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| 5. | The penalty rate for Direct Merchants Bank's Mastercard is now 31 . 99 percent.
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| 6. | Companies use expensive penalty rates _ a higher interest rate imposed after missing several payments.
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| 7. | All four cards have a penalty rate of 23.90 percent, which is sixth highest on the list.
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| 8. | Banks'penalty rates, which are applicable to cheques, now stand at 19.50 per cent to 27 per cent.
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| 9. | Many federal awards and agreements also provide for additional penalty rates for work performed on a public holiday.
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| 10. | BBL's minimum lending rate stands at 15.50, while the penalty rate for delayed payment is 19.75 per cent.
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